Restructuring by new CEO Alex Chriss delivers 5% increase in second-quarter revenue
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PayPal has raised its full-year 2025 profit forecast, exceeding earlier expectations. The company points to accelerating growth and a successful restructuring under CEO Alex Chriss.
In the second quarter, revenue grew by 5% to $8.3 billion, while total payment volume (TPV) increased by 6% to $443.5 billion. Adjusted earnings per share came in at $1.40, an 18% increase compared to a year earlier, with net profit totalling $1.3 billion.
Profitability also improved: the operating margin rose by 132 basis points to 19.8%. For the third quarter, PayPal expects earnings per share between $1.18 and $1.22, in line with analysts’ expectations.
PayPal recently introduced a new platform called PayPal World, designed to make cross-border payments more accessible and easier for users worldwide. The system integrates well-known digital wallets from various regions, such as WeChat Pay in China, UPI in India, and Mercado Pago in Latin America. This allows users to make transactions within their familiar payment environment, even when shopping in other countries or sending money abroad.
With this move, PayPal aims to bridge the gap between existing national payment systems and its own international network. Users do not need to download new apps or change their payment habits. For example, someone with a UPI account in India can pay directly in a webshop in the United States, while a Venmo (owned by PayPal) user in America can send money to a friend in Europe via PayPal.
The official rollout of PayPal World is scheduled for the fall of 2025. Starting in 2026, PayPal and Venmo will be fully interoperable, meaning users will be able to transfer money seamlessly between the two platforms, including internationally.
PayPal’s goal is to lower the barriers to cross-border trade by making local payment methods usable worldwide. With a potential reach of more than two billion users, it will become more attractive for businesses to operate internationally, while consumers benefit from convenience, security, and familiar payment experiences.
Security and scalability are at the core of this new system. PayPal promises that the platform uses advanced AI technologies to detect fraud and secure transactions in real time. At the same time, the system should continue to function smoothly, regardless of the user’s location.
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